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I was looking at quotes for your travel insurance plans and wanted to ask a question regarding the Safe Travels USA plan. If I look at the trip insurance version there is a description stating that a pre existing waiver is available as long as it is within 30 days of final trip payment. When I look at just the only the medical trip insurance for Safe Travels USA premium it only covers acute onset pre existing conditions. Could you clarify this? Additionally, if a pre existing waiver exists for the trip insurance version of safe travels, does this also remove the section in the certificate stating there is only $1000 coverage for the unexpected pre existing condition? Basically I want to make sure that pre existing conditions are covered to the policy maximum if a waiver is given.
The trip insurance plan offers the pre-existing waiver with the 30 day condition, and the Travel medical Insurance plan does not. The $1,000 unexpected re occurrence benefit comes only with the Safe Travels USA Cost Saver plan.
If you want to have coverage for pre-existing conditions, the Trip plan with the waiver would provide more coverage. However, trip insurance plans have length of trip restrictions. You will want to review those timeframes.
If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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