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Question:

Hi, I am an Australian coming to work in the USA on an E3 visa (similiar to H1 visa). The visa length is maximum two years. My employer will be paying for medical insurance but it doesn't commence until I have been in the country for 3 months. I am looking for medical coverage for myself, my husband and my 14 yr old son to cover us all for the first 3 months we are in the USA until the employers medical insurance commences. I would like to ensure the policy can cover my son's school athletic program also. Ideally it will also cover us for covid-19 related expenses should we contract it will in the USA. Any assistance you could provide me will be greatly appreciated.

Answer:

Thank you for contacting Insubuy for your insurance needs. In order to better assist you we will need additional information regarding your son's athletic program.

The recommended plan until your employer coverage begins would be the Safe Travels USA Comprehensive plan. It will cover the new illnesses and injuries that manifest after the effective date of the plan including COVID-19.

We are also sending you an email to get additional information regarding your son's sports activities. Should you have questions for us or wish to speak with one of our licensed representatives, you may do so by calling (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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