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Ask Our Specialists
I am the Program Administrator for a marine conservation NGO called MarAlliance based in the US. We regularly organize marine wildlife monitoring expeditions wherein we have volunteers (mostly from the US and Canada), join the staff on these trips. The expedition locations are mostly in the Caribbean and Central America. We are hoping to get some liability insurance to cover, small boat travel, scuba diving and snorkeling for our volunteers and staff. Please get back to me as soon as possible.
Thank you for contacting Insubuy for your insurance needs. We have numerous products you may offer your volunteers and staff that will include coverage for new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. You may view and quote plans in the Travel Outside USA section of our website. For coverage for scuba diving, the recommended plan would be the Diplomat International. Be sure to read over the certificate wording and select the correct option for the Athletic Sports & Hazardous Activity Rider. Should you need assistance regarding this, you may call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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