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New Immigrant Insurance

Question:

I am 65 years old woman, very healthy. I arrived in the United States on a K-1 visa and after filing an application I-485 for Adjustment of Status will have pending immigration status. Am I eligible for The Bridge Plan Insurance? 2. In Bridge Plan Brochure it is written - "Utilizing the PPO network ... does not guarantee that benefits will be payable or that the Provider will bill us directly". But who will pay for my treatment in, for example, Beth Israel Hospital or Brigham & Women's Hospital in Boston, if according to The Bridge Plan it covers by the policy? Thank you for your help and consideration.

Answer:

Thank you for your interest in purchasing insurance through us.

Yes. You will be eligible for bridge plan because you have filed an adjustment of status.

That's just a disclaimer. Most of the time if you go in the PPO network provider billed directly. For Dr. visit you may need to pay upfront. But for hospitalization or major expense hospital sends bill directly.

We have been selling this insurance for last 15yrs. PPO network has been added very recently. But even when there was no network for major expense hospital used to send bill directly. If you go in the ppo network there will be network negotiated rate that is the advantage of PPO network.

Bridge plan.

You can also look for International Major medical plan.

Please feel free to contact us if you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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