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New Immigrant Insurance

Question:

My wife and I are new Green Card holders, who spend much of the year in the US but do travel back to Canada for 3 - 5 months per year. We pay taxes in the US and I have worked part time for a US company under a TN visa for 3.5 years. I have paid into Social Security for over 8 years, but will not qualify for Medicare until December 2021. Our current ages are 68 (John) and 67 (Christine). Up until now we have been covered under the Canadian Health Ins. program with a travel supplement, however as of next month we will need US Health coverage to take us thru the next two years until we are eligible for Medicare. We are both in good health and would like to talk with someone who is knowledgeable in our best options. Thanks

Answer:

Thank you for contacting Insubuy for your insurance needs.

The Bridge plan is available to a green card holder that is not eligible for Medicare. Once they become eligible they will need to at that time enroll.

In order to receive a quote you will have to submit an application for coverage as this plan is underwritten for coverage and rates determined accordingly. Typically if someone is eligible for Medicare Part A they will be able to enroll into Part B as well and will need to do so.

The application for the Bridge plan is attached within this email for your review.

If you need receipts for previous plans you will need to send an email with the certificate numbers of the policy you need.

If you need any additional assistance please contact our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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