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Travel Medical Insurance

Question:

I am a US citizen living in India on a permanent basis along with my wife. I am 70 years old and my wife is 65 years of age. Both of us travel to US for a couple of months every year and we are looking for an insurance policy for our period of stay. The policy should cover both our preexisting conditions as well as any new medical conditions that may arise during our stay and may need medical attention. Currently both of us are enrolled in Medicare Part A. Please let me know what are my options. Thanks

Answer:

Thank you for contacting Insubuy for your insurance needs. Unfortunately, there will not be such coverage available. Coverage for pre-existing conditions can be found in a domestic insurance plan and if you are eligible to purchase such coverage it would be recommended to do so. We do have a short term medical plan that would allow coverage for the new illnesses and injuries, but keep in mind it will exclude the coverage for pre-existing conditions, preventative and routine care. You may view the National General plan here. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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