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Ask Our Specialists
I am a 38-year-old international student attending Embry-Riddle Aeronautical University in Florida. I am looking for health insurance that meets the school's minimum requirements. Please advise me on what options I have to meet the requirements. The following shows the requirements. Your plan provides for both emergency and non-emergency health care in the state of Florida Your plan has participating hospitals, physicians, pharmacies, and mental health care providers within a 50-mile radius of the campus Your plan provides inpatient/outpatient mental health care and chemical dependency benefits in Florida Your plan has a benefit for prescription medications in Florida Your plan covers laboratory and radiology expenses in Florida Your plan provides essential services with unlimited lifetime maximums. Most domestic policies follow this criteria as guided by the current US regulations of the Affordable Care Act Repatriation: 25,000 coverage to return the student's remains to his/her native country Medical Evacuation: 50,000 to permit the patient to be transported to his/her home country and to be accompanied by a provider or escort if directed by the physician in charge. Thank you very much for your help.
You will need to purchase the insurance provided by your university as they are the only ones that will be able to provide you the coverage necessary to meet the regulations of an ACA complaint plan. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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