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International Student Insurance

Question:

I have a daughter travelling to the USA to a undertake university studies. She has been offered an athletic scholarship to play rugby union. I am told that I will need to arrange US health insurance as the university does not cover this. Considering the contact sport nature of rugby, I'd like to ensure I arrange a policy that would cover her for sports related injuries rather than get a generic policy only to find sports injuries are not covered. Country of citizenship is New Zealand. State she will be based in is Illinois, she will however be travelling interstate playing rugby for Lindenwood University.

Answer:

Most likely she will be eligible to purchase Diplomat America plan with Hazardous sports coverage Table 2 with high options which covers injury related to Rugby up to $20,000.

Please look at the Diplomat America certificate wording at, page 7 under Athletic Sports and Hazardous Activity rider.



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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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