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International Student Insurance

Question:

I would like to buy Health Insurance for my Spouse and Child. I'm on OPT/ F-1 visa. I 've been offered health insurance from my company. but I want to buy for my wife and child. They are eligible but employer is offering discount/ their contribution to me only. not for them. in short the premium for them for employer's coverage is higher than insubuy. As of now they don't have insurance coverage. Suggest me the which policy I can buy for them. I want to buy converge for one year but want to pay monthly. How can I do that? How Do I add dental and vision for them. I also want to know the premium for dental and vision.

Answer:

The available options will not be ACA compliant and will cover the new accidents and new illnesses that happen after the effective date of the policy. 

These plans will not provide any documentation for tax purposes. 

The plans do not cover maternity, routine doctors visit, preventative care or immunizations.

You can review the plans in our International Student Insurance section. One of the plans included is ExchangeGuard. Please use the links to generate a quote for purchase. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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