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Question:

We are going scuba diving in Turks & Caicos in November and need COVID-19 medical insurance and also want trip cancellation insurance due to COVID-19

Answer:

You can quote travel medical insurance with coverage for COVID-19, in the case it were to manifest in the body after the effective date, here. With regard to trip cancellation insurance for COVID-19 reasons, you would need a plan with the cancel for any reason benefit. Such plans are available for US residents and can be purchased here. Keep in mind that these plans must be purchased within a certain number of days from the initial trip deposit, such as 10-20 days. Should you have additional questions or need further assistance please call our office at (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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