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Question:

Please I would like to purchase a health insurance plan that covers a J1 visa student from August 23rd to December 31st, 2019. Please ensure that the insurance plan fulfills the following requirements: Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term. Must provide an annual minimum of at least $50,000 in coverage for each accident or illness you may suffer each policy year. Must include coverage for prescriptions (medications prescribed by a physician). Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed). Must cover in-patient and out-patient medical and mental health care in the Washington, D.C. area, including Alcohol, Drug Abuse and Detoxification Treatment. Please note that emergency-only coverage does not satisfy this requirement. Must cover expenses related to self-inflicted injuries and suicide. Must have a maximum deductible of $500. Must provide at least $10,000 for medical evacuation. Medical evacuation is transportation to your home country so that you can receive medical care there. Student Health Service The George Washington University Must provide at least $7,500 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death.

Answer:

You will not find any insurance in the outside market. You have to purchase insurance from school, because only school insurance will meet all the requirements.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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