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Here are the details from Stanford for J1. I am flying on the 6th Feb so would need to get it sorted before then. Insurance Requirements Medical benefits of at least $100,000 per accident or illness. Repatriation* of remains in the amount of $25,000. Expenses associated with the medical evacuation* of the exchange visitor to his or her home country in the amount of $50,000. A deductible not to exceed $500 per accident or illness. If a particular activity is a part of your Exchange Visitor program your insurance must cover injuries resulting from your participation in that activity. The policy may establish a waiting period before it covers pre-existing conditions (health problems you had before you bought the insurance) as long as the waiting period is reasonable by current standards in the insurance industry. The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by DOS (an A. M. Best rating of "A-" or above an Insurance Solvency International,Ltd. (ISI) rating of "A-i" or above a Standard & Poor's Claims-paying Ability rating of "A-" or above or a Weiss Research, Inc. rating of B+ or above). Coverage for Repatriation and Medical Evacuation is required for J-1 Exchange Visitors.


You can consider purchasing ExchangeGuard 

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