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Ask Our Specialists
Could you specify which of your plans for visitors to the US fulfills the requirements below:1. Medical benefits of at least 100,000 per accident or illness with:a) A deductible not greater than 500 per accident or illness. b) A co-payment not greater than 25% c) A waiting period for pre-existing conditions that is reasonable by the current industry standards.2. Repatriation of remains in the amount of at least 25,000 3. Expenses associated with the medical evacuation of the exchange visitor and/ or dependents to the home country in the amount of at least 50,000 4. The policy must be underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, a McGrawHillFinancial/StandardandPoor'sClaims-payingAbility rating of "A" or above, a Weiss Research, Inc. rating of B or above, a Fitch Rating, Inc. rating of "A-" or above, a Moody's Investor Services rating of "A3" or above, or such other rating service as the Department of State may from time to time specify. Thank you,
If you are looking for plans to meet the standard requirements for the J Visa type, you may view and quote the applicable plans in the J1 / J2 Visa Exchange Visitor Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More