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Question:

I have a J1 visa working as a adjunct professor at Stanford University in Palo Alto, CA. My current travelinsurance will end 4/7/2019 but have extended my stay until 6/6/2019, i.e. 2 more months. I need an insurance during these 2 months and you seem to have some interesting offers. I am from Sweden and reside in Sweden but my 2 children (3 and 5 years old) have dual citizenship Swedish and USA and they reside in Sweden. Can I sign up for your insurances even if my children have dual citizenship? It says that I can't be USA citizen and sign for an insurance but not quite clear if the same rules apply to the dependents so I/we cant sign up for an insurance. We all arrived on the 28th of September 2018 and have an insurance (from our Swedish insurance company) until 7 april 2019 in line with our planned home trip. My stay has been extended by 2 months but our Swedish insurance company don't allow an extension once you have been outside Sweden more than 2 months (I don't know why)

Answer:

We do have plans that can cover you, as well as your children, however because of their dual citizenship, you will be on one plan and each child will have their own plan as well.  This will not affect the pricing as the premiums are calculated as a daily rate based on age.

 The plan that the children can have, would be the Diplomat America plan.  You will have to do a separate policy for each of them.

For you, I have attached the link for our J1 plans that meet the minimum J1 requirements. If your university has additional requirements, you can email those to us for review.

These plans will cover for all new illnesses and injuries that occur or manifest after the effective date.  The do not cover anything preventative, routine, or pre-existing.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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