Ask Our Specialists

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question


Hello, I am interested in purchasing one of your J-1 compliant insurance plans (ExchangeGuard) to cover my exchange visit to the US from July 15 to August 24, and I have some questions: - In the "Applicant Details" form, you ask about my Home Country. I am a Portuguese citizen currently studying in the UK. However, I will be moving out of my current address in the UK about two weeks prior to the start of my visit to the US. During those two weeks, and after I return from the US, my main address will be my parents' address in Portugal. Is it okay if I select Portugal as my Home Country and my parents' address as my Mailing Address (I will only be requesting online documents), or should I choose the UK and my current address there? - I will be flying from the UK to the US and back on July 15 and August 23, although these dates do not correspond to the dates on which I leave/return to my home country (Portugal). However, I do not require coverage outside these dates. Would it be okay to set these as Dates of Departure and Return in my Applicant Details form in that case? - Finally, I would like to confirm whether the ExchangeGuard plans include Repatriation of Remains and Medical Evacuation, and under which conditions. Thanks for your attention.


Thank you for contacting Insubuy for your insurance needs. Your home country is the country where you principally reside. If this is Portugal, you may select Portugal as your home country. The plans will cover you anywhere outside of your home country, including the U.S. The ExchangeGuard does include coverage for emergency medical evacuation and repatriation of remains. You may view all of the plan benefits by using the link provided below. If you have any additional questions, please let us know. 

Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1279 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More