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Me and my wife are going to the USA in January and the US government asks us for an insurance that has several characteristics to grant us the Visa. We are going with a J1 visa. I have seen this offer https://www.insubuy.com/patriot-exchange-program/medical-insurance/ and I was wondering if it covers the following requirement: 3/A minimum of the following amount of health insurance coverage: EITHER $100,000 U.S. dollars of regular and customary medical expenses per accident or sickness OR 75% of regular and customary medical expenses per accident or sickness I was not sure after reading the website. Additionally, at the end it says that it has an A.M rating of "A Excellent" but the US government also asks for b) Mc Graw Hill Financial / Standard & Poor's Claims-paying Ability rating of "A" or more c) Weiss Research, Inc. rating of "B" or more d) Fitch Ratings, Inc. rating of "A" or more e) Moody's Investor Services rating of "A3" or more Can you let me know if this is the case.
The Patriot Exchange Program will meet the standard J visa requirements set by the U.S. department of state.
Provided you have entered in both ages in the quoting module this price would be for both.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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