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Question:

I am an Australian applying for a J1 visa and am in interested in your Emergency Medical Evacuation and Repatriation Insurance as my medical insurance options do not cover the $25,000 Repatriation costs. Are you able to change the date when the insurance begins after purchase, as long as the insurance period has not yet started? As I will need to provide proof of my insurance before purchasing my ticket and cannot guarantee my arrival date. Also is it ok with the USA immigration department that I will then have two separate insurance plans or will I need to purchase all of my insurance through your company? I am currently in Australia

Answer:

The Atlas medevac plan unfortunately not be available if you are physically located in Australia at the time of application. 

However, there is a plan called visitor's care which is a limited coverage medical plan how it is inexpensive that will satisfy the medical evacuation and repatriation requirement. 

You can run a quote for coverage and increase your deductible to the highest available as this would not be your main medical coverage. 

You can have multiple insurance provided it is allowed by your sponsoring organization. The coverage date can be change after purchase provide the effective date has not yet been reached. 

You can use the following link to review the plan and to generate a quote for coverage. 

Visitors Care


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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