International Students (F1/F2)
International student insurance that meets the requirements of many US universities. Waiver form completion help available.
Exchange Visitors (J1/J2)
J visa insurance fully meets U.S. Department of State requirements including medical evacuation and repatriation.
Travel Outside USA
Your domestic health insurance may not cover you overseas. Purchase affordable travel medical insurance.
Schengen visa insurance is required in order to get a Schengen visa. Get an instant visa letter after purchase.
Trip cancellation insurance can protect against trip cancellation, trip interruption, evacuation, repatriation and more.
Immigrants to USA
Whether you are a new permanent resident, have a green card and are simply visiting the USA, have moved to USA on a Fiancé visa, or are a temporary worker such as H or L visa, we have medical insurance for you.
If you are over 65+ and have not worked in the US for 40 quarters, you would not qualify for Medicare. You can enroll into new immigrants medical insurance for up to 5 years.
Visiting with Greencard
If you have a greencard, but are simply visiting the USA for a short period, we have specific travel medical insurance plans that would cover your stay in the US.
As individuals entering the US on Fiancé visa may not qualify for major medical insurance through their spouse until getting married, they can purchase temporary medical insurance.
If you are on H, L or other similar visa in the US and don’t qualify for PPACA compliant insurance, you may be able to purchase short term medical insurance.
If you are studying outside the US or are on OPT in the US while on an F1 visa, you can purchase medical insurance. Alternatively, standalone evacuation and repatriation plan can help those that already have medical insurance.
If you are studying abroad for any duration, study abroad insurance can help cover unexpected medical emergencies.
Once you have graduated from a US school and are on OPT, you can purchase specific medical insurance plan to cover you.
Evacuation / Repatriation
If you already have medical insurance through your school, purchase standalone medical evacuation and repatriation insurance to meet insurance requirements.
Whether you are traveling domestically or internationally, various types of travel insurance plans can protect you.
Flight insurance primarily provides a lump sum benefit to the beneficiary in case of a flight accident.
For those traveling frequently throughout the year, annual multi-trip insurance plans are most suitable.
AD&D insurance plans offer a limited form of life insurance that provides Accidental Death & Dismemberment benefits.
If you are a group of five or more travelers, purchasing group travel insurance would cost less, while providing the same benefits as individual travel insurance.
Missionary travel insurance protects missionaries traveling overseas for a short duration and provides medical, evacuation and repatriation coverage, among other plan benefits.
Kidnap & Ransom
Are you traveling to an area where you are worried that you or your family member might be kidnapped and held for ransom abroad? Kidnap and ransom insurance can provide valuable coverage when you need it most.
International Health Insurance
Whether you are on a corporate assignment, retiree, marine crewmember, or career missionary primarily living outside the US, you should consider purchasing international private medical insurance (iPMI), which are long term major medical insurance plans.
Coverage for individuals and families living outside the US the majority of the time such as expatriates, retirees, or others. Expatriate health insurance can provide annually renewable major medical insurance.
When you are a marine crewmember, captain, or in the cruise industry, you are mostly outside the US, long term international health insurance can provide valuable coverage where you need it.
Career missionaries should consider purchasing annually renewable, long term major medical insurance plan. These plans provide coverage for preventive care, wellness checkups, and optional maternity coverage.
US residents that live in the US can consider purchasing short or long term medical insurance, life or disability income protection plans, dental plans, and even group medical plans.
Short Term Medical
Individuals between jobs, recent graduates or those who missed open enrollment can purchase short term medical insurance plans.
Long Term Medical
Long term major medical insurance plans are PPACA compliant and are available only during open enrollment period for most, or when you qualify for a special enrollment period.
Term life insurance, term life with return of premium, and universal life insurance plans are available from a reputed life insurance company.
If you were to get sick or injured and can no longer work, disability insurance can provide income protection. Primary, as well as supplemental coverage can be purchased.
Companies of any size can offer a valuable benefit to employees and their dependents by providing them with group medical insurance.
US residents, visitors and anyone else present in USA can enroll into dental and vision discount plans and can save significant amounts when visiting in-network providers.