Comprehensive Coverage Plans
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 After deductible, pays 100% to policy max
In the U.S., 20% coinsurance for first $5,000 applies when visiting outside
the PPO network or not billed directly.
Details:
Brochure
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Certificate Wording
Direct Billing: Through First Health and PHCS PPO Network (In U.S.)
Paper Application
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Country Restrictions
Annually Renewable
and Refundable
From HCC Medical Insurance Services (HCCMIS) / Lloyds
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Payment can be made monthly, quarterly, semi-annually or annualy.
Not available in NY
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U.S./Canada: After deductible, pays 80% to $5,000,
then 100% to policy max
Outside U.S./Canada: After deductible, pays 100% to policy max
Details:
Brochure
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Program Summary
Direct Billing: Through Hygeia/First Health PPO Network
(In U.S.)
Paper Application
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FAQ
Annually Renewable
and Refundable
From Seven Corners / Lloyds
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Payment can be made monthly, quarterly, semi-annually or annually.
Not available to residents of IL, KY, USVI.
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After deductible, payment varies based in/out network and in/out U.S.
Details:
Brochure
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Certificate Wording
Direct Billing: Through Beech Street PPO Network
(Within the U.S.)
Paper Application
Annually Reenrollable
and Refundable
From HTH Worldwide / BCS Insurance Company
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Payment can be made monthly.
U.S. citizens from 40 U.S. states living abroad can be covered as well.
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Fixed Coverage Plans
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After deductible, pays fixed amounts as per schedule of benefits
Details:
Brochure
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Program Summary
Direct Billing: Through Hygeia/First Health PPO Network
(In U.S.)
Paper Application
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FAQ
Annually Renewable
and Refundable
From Seven Corners / Lloyds
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Payment can be made monthly, quarterly, semi-annually or annually.
|
|
After deductible, pays fixed amounts as per schedule of benefits
Details:
Brochure
|
Certificate Wording
Direct Billing: Through First Health and PHCS PPO Network (In U.S.)
Paper Application
|
Country Restrictions
Annually Renewable
and Refundable
From HCC Medical Insurance Services (HCCMIS) / Lloyds
|
Payment can be made monthly, quarterly, semi-annually or annualy.
Not available in NY
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