Visitors Insurance Reviews : Page 8

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Visitors Insurance Reviews

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Nilu,

If you look into the older experienes (two years or more in past) right here on this web site, you would find several experiences.

I don't see people posting any experiences about them recently. Therefore, I would guess not many people are buying those plans anymore.

It is definitely advantegous to buy the US based insurance. Please read
http://www.insubuy.com/guide/visitors-insurance-usa-india-comparison.jsp

Plano TX USA - May 09, 2009 at 07:29:45 PM

Hi,

My parents are coming in June and we are thinking about buying the plan from United Indian insurance who has tieup with Coris. Can anyone provide some feedback about this insurance?
Pros? Cons?

I couldnt find the claim process or network doctors anywhere on both sites so I am bit confused.

Thanks,
Nilu

Orlando FL USA - May 09, 2009 at 07:22:42 PM

Nishanteeka,

1. Whether you need to buy 6 months insurance or 180 days insurance (or any other duration) depends upon the plan you purchase. Please visit http://www.insubuy.com/ and enter the start date and end date and it will automatically the duration correctly for the given plan.

Please note that 6 months can have anywhere from 180 to 184 days, depending upon the time of the year in the calendar. But you don't have to worry about all that. You just put the start and the end date.

2. Most insurance plans start from 12.01 AM Eastern Time. Most of the international flight to Europe/USA leave from India in the early morning like 2 AM, 3 AM and at that time it is still the previous day afternoon here on the East coast. Therefore, in order to cover during the travel time also, please have the effective date one day in advance of the travel date.

3. Of course, best and cheap don't go together most of the times. I recommend that you visit http://www.insubuy.com/ and compare the plans side by side and decide which one would be most suitable for you.
If you have any specific questions, you can of course call us at (866) INSU-BUY and we would be glad to help you select the right plan for your needs.

If you have any other questions, please feel free to contact us at any time.

Plano TX USA - May 06, 2009 at 11:41:13 AM

My parents are coming to USA for 6 months , they will start on june 3rd from Hyderabad. I would like to know what insurance should we buy. They both have diabetes. I would also like to know if i had to take a 6month policy or 180 days policy , i mean what would the insurance companies calculations conist? do they consider as 6month or 180days policy? And from when does the policy start , like time zone and etc?Do we have to buy the policy a day they travel (june2nd). Please help me with this.I would also like to know which company offers best and cheap policy.

cincinnati oh usa - May 06, 2009 at 11:32:40 AM

I am not aware of any plan that covers ONLY trip cancellation. It comes as package.

If you want to purchase the trip cancellation insurance, of course, your trip has not yet started. And that means, the visitors insurance is not effective yet.

In that case, you can cancel the visitors insurance for full refund (most plans). And then if you buy Patriot America from visitors insurance section, it has optional trip cancellation available. I think that may be your best option.

Most of the plan you see under Travel --> Trip Insurance category are for US residents going abroad and not for visitors to USA.

If you have any other questions, please feel free to contact us at any time.

Plano TX USA - May 05, 2009 at 09:59:59 AM

I purchased medical insurance for my parents through the International Medical -> Visitors to USA link. However, I wanted to buy additional trip insurance (should cover only the travel). I tried the Trip Insurance link but that seems to give a package (trip + subsequent medical). How can I buy coverage only for the travel ?

- May 05, 2009 at 01:44:10 AM

Rajeev,

Answer to that question is not that straightforward. And given a hypothetical scenario, no one can simply say in advance whether it is a pre-existing condition or not.

It all depends upon the unique case and upon the attending physican statement and medical records whether a given condition is pre-existing condition or not. And that can only be determined after it has already happened.

Both Patriot America and Atlas America are excellent insurance plans.

Plano TX USA - May 03, 2009 at 05:15:10 PM

Hi

What If a visitor with blood pressure gets a Heart Stroke. Does it come under existing condition.
What is the best plan in that situation Patriot America or Atlas America.

Thanks

Rajeev.

Austin TX US - May 03, 2009 at 03:23:21 AM

Thanks Narendra for explaining.

- May 01, 2009 at 08:18:26 PM

Hundreds of thousands of our customers are in the same situation as yours and no one had any problem so far.

In most cases, you don't need to get any reimbursement because insurance company directly pays the provider.

In cases where it is not possible, you can write in the claim form to make it payable to you, instead of your parents or other relatives.

I hope that clarifies.

Plano TX USA - May 01, 2009 at 08:12:42 PM

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