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Visitors Insurance Reviews
Disclaimer: Please note that the visitors insurance reviews presented below are from individual visitors to our website and we do not endorse them in any way and you should interpret them at entirely your own risk as
we are not liable or responsible in any manner for you using any of
the information presented below. Your individual experiences may vary
and you should not take any decision solely based on the views posted
here by the visitors to our website.
Please do not ask us why positive or negative reviews
from particular companies are not posted here. Everything you see below
is posted by users like you and we have no control over who posts what
type of information here. However, when people have usually good experiences,
many consider it to be normal (that is how the insurance should have worked)
and many people may avoid posting anything. Normally people start
complaining when they have bad experiences.
(Please ask the questions in the Discussion Forum, not here).
Apurv,
You can consider purchasing Altas America insurance, available at
http://www.insubuy.com/atlas-america-insurance/
Please feel free to contact us at any time if you have any other questions.
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Plano
TX
USA -
May 10, 2010 at 02:56:50 PM
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Hi! Narendra,
My fiancee is planing to visit me in the month of june for approx 1.5 months. Which insurance would u suggest me? Details below
Travelling from - mumbai
Age - 29
stay - approx 45 days
~ Apurv
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Macon
GA
USA -
May 10, 2010 at 02:47:27 PM
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I just learned that Start Health uses Coris. Therefore, that is the company to avoid, based on numerous experiences of the people.
I already know that government companies use Coris: New India, United, Oriental and National and I should avoid them.
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USA -
May 05, 2010 at 02:26:41 PM
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Do not buy any insurance where CORIS America is the broker. My mother took insurance from Oriental Insurance in DEC 2009 and the US brokers are CORIS America. My mother had to be admitted to ER twice and even after 3 months I don't think CORIS has paid the bills. We have either faxed or emailed every bill we received along with all the requested Medical Records. If we call CORIS they say their Indian counterpart has not approved the bill. If we call Oriental which by the way has subcontracted it HERITAGE HEALTH TPA they told us to contact HERITAGE. On contacting HERITAGE either they keep promising that everything will be approved or they say they have not received the bills from CORIS. If we call CORIS they keep putting us on hold or just cut the call. Talk about customer service! We got a bill yesterday from the hospital for ER services in Jan 2010 saying that there is no response from CORIS. This is ridiculous. I am now expecting every single bill to be sent to my address. AVOID CORIS and any other INDIAN insurance companies at all costs. They seem cheap but you pay the price later in time and tension.
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NJ
USA -
May 04, 2010 at 01:13:18 PM
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I would like to add that I had a wonderful experience with the agent who sold me the policy, Micah, who was very helpful throughout the entire transaction, from the moment he picked up the phone!
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USA -
April 16, 2010 at 12:17:25 AM
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Mr. Vipul,
It is not mandatory for US citizen children to buy insurance, but it is highly recommended just in case they get sick or injured while visiting the U.S.
You can consider buying Liaison Majestic plan, eligible to all of you, available at http://www.insubuy.com/liaison-majestic-insurance/ You will find all the information there, and you can make an instant purchase online.
If you have any further questions, please feel free to contact us at any time.
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Plano
TX
75093 -
March 30, 2010 at 11:35:35 AM
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Do you offer anything that covers parents that are non-US citizens (Indian) and children (under 12) that are US citizens? Do the children need to get insurance?
We are all not residing in the US and just visiting for a month.
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March 30, 2010 at 04:49:20 AM
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IMG has reviewed appeal for the claim of Mr. Dilip Iyer's mother, as being discussed earlier here. Upon second review, the decision remains the same.
It is very clear from Mr. Iyer's initial posting itself that medical expenses incurred were clearly due to chronic medical condition that existed before the effective date of the policy, which is pre-existing condition.
Therefore, any medical conditions occuring due to that (such as worsening of that condition etc.) are also considered pre-existing condtion and not covered.
It seems that IMG has very appropriately denied the claim and acted exactly as they should have in this case.
Therefore, this case is now closed.
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Plano
TX
75093 -
March 29, 2010 at 12:55:58 PM
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Dear Mr Khatri,
Thanks for your response. I had got the insurance for your website last year. I will call you tomorrow to discuss further.
My mother had to get an operation done in India and she was completely unable to walk after the incident. I dont quite agree an issue like this can be a deemed pre-existing.
I will call you during your business hours.
Thanks again for your quick response.
Dilip
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Bellevue
WA
US -
March 04, 2010 at 11:25:50 PM
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Dear Mr. Iyer,
I am sorry to hear that you are having a difficulty with your claim.
I absolutely don't have any information about you other than your posting here. But it seems that the claim is for arthiritis. Arthiritis is a chornic and ongoing pre-existing condition and there is no coverage for that in any visitors insurance plan.
However, without looking at the specific details of your case, it would not be possible to tell anything for certain.
Please contact me at (866) INSU-BUY x112 and I would be glad to help you to the best of I can. I would at least get the things going for you, I will get your case assigned to independent third party team of doctors or your case appealed as necessary. We will at least get proper answer for you. (Of course, if the claim is clearly due to pre-existing condition, as determined by all the investigation, there would be no coverage and no body can do anything about it.)
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Plano
TX
USA -
March 04, 2010 at 10:22:01 PM
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