Visitors Insurance Reviews : Page 61

Source Id:
plans

All calls answered in USA, only by licensed agents

US/Canada: (866) INSU-BUY, International: (972) 985-4400

Formerly BuyAmericanInsurance.com

Visitors Insurance Reviews

Disclaimer: Please note that the visitors insurance reviews presented below are from individual visitors to our website and we do not endorse them in any way and you should interpret them at entirely your own risk as we are not liable or responsible in any manner for you using any of the information presented below. Your individual experiences may vary and you should not take any decision solely based on the views posted here by the visitors to our website.

Please do not ask us why positive or negative reviews from particular companies are not posted here. Everything you see below is posted by users like you and we have no control over who posts what type of information here. However, when people have usually good experiences, many consider it to be normal (that is how the insurance should have worked) and many people may avoid posting anything. Normally people start complaining when they have bad experiences.

Individual product reviews

Add your review (Please ask the questions in the Discussion Forum, not here).

First

54 55 56 57 58 59 60 61 62 63 64 65 66 67 Next Page

Last

Great website. I agree, you get what you pay for - buying insurance from India that saves lots of $$ is good as long as you don't get into a serious claim - if every 2 years, your parents visit you for six months and you manage to save $2K by buying a cheaper insurance from India - you might save $10K over 10 years but if get caught into even a single claim of emergency surgery or accident kind of situation you can easily pay $20-$30K out of your pocket (through your nose) and even worse be ashamed of yourself as children who made lots of money in US but went cheap trying to insure his parents who gave him the opportunity to make money in the first place.

It's ironic - a man becomes more greedy for money as he gets richer ! A true thing for most desis in this land of opportunity.

Dallas tx USA - August 19, 2004 at 01:23:11 AM

I am almost deciding between IMG's Patriot America policy or SRI's Liason. They both cost about the same (SRI a bit more expensive but lesser in some benefits). Anyone knows which one of the two companies are really good in claims processing ? Specifically, I would like to know :
1) network coverage
2) whether the big claims are paid by the insurance company directly to the hospitals
3) SRI pays UCR charges where as I do not see any mention of UCR in IMG when I did the comparision - does that mean IMG is better because they pay whatever is billed vs. what the company thinks is reasonable fee in the area

I like people to share their experience in dealing with them. I would like this info in a day or two since my parents are visiting soon.

-Dipesh Mehta

Dallas TX USA - August 19, 2004 at 01:21:39 AM

Please post good experiences with insurance companies . I am sure there are many . It will help guys like me to decide on which insurance company to go with .

Also i am seeing much negative publicity about mercury international . My parents when they visited in 2001 took insurance from India thru
New India Assurance . I took my Dad to a doctor once and had to spend about 1000$ +
I filed a claim with Mercury International and they paid me about 800$ after 2 - 3 months .
I got the money from UK . This is my experience .
It was not a pre existing condition at all .

Arlington va USA - August 06, 2004 at 10:17:17 AM

This company never ever pay their bill. Their claim department work only 3 hours for 5 days. So most of your calls will remain unattended and also unanswered.
New India Assurance/Mercury International (Coris). They have not paid $1400 of my medical bill.

They do not have any toll free number for claim department. You spend minimum $200+ in calling them.

Also they are liar. They say that they have paid for bills which they did not. You need to fax them the same document atleast 5-6 times for them to receive. They close the case without paying the money.

WORST INSURANCE COMPANY I HAVE EVER SEEN.

kolkata wb india - August 05, 2004 at 11:12:19 PM

I mom bought a health insurance from TATA when she visited USA. She had a medical check up and then we have send our bill for claims to CORIS America for reimbursement in the month of Febraury 2004. I called the company several times and they never returned my call and finally when I get someone to talk to it took me 2 months to push them to process the file (and hell I dont know what they mean by processin....if they ever do anything!!!!). I kept callin.....callin and finally they said my case has been send to the clamis department(whatever this is..) and they give a number to call to find out about the status of our application. And what would you expect from a company like this??????? No one actually lifts the phone and answers it.

I kept calling so many times and they never even bother reply me back. I wonder if anyone works in there???

If you happen to read this please be cautious about such companies.

Thank you,
Prasad

Columbus OH USA - July 23, 2004 at 01:31:16 PM

My father visited to US last month and he fell sick and I have to take him to ER. My father is having insurance with AIG and I am expecting around $40,000 as the total bill. My question is if the insurance company doesn't pay or it pays partailly how I am responsible for the rest of the amount.

I appreciate your reply on this.

Thanks
Suri

Minneapolis MN USA - July 18, 2004 at 12:44:14 AM

I have taken travel insurence for 82 days from 24/04/04 to 14/07/04 for my self and my wife as we planed to return from our usa trip by 14/07/04.While coming our bagage delayed for 3 days and corris international has paid $100 dollars.we have got our return ticket confirmed for 18/07/04 and we will reach India by 20/07/04.
We have taken the insurence for 82 days on the advise of the agent and assurence that any time the insurence period can be extended.This is also there in the policy that the insurence can be extended for a total period of 360 days(initial 180 days and Extension 180 days). I approached the icici authorities to extend our policies up to 21/07/04 and initially they asked me to pay Rs312? each ploicy and after wards they changed their version that the policy cannot be extended since a claim has been paid. I have given enough carifications through mails but the authorities sent me regrets.This is very horrible since our policy premium is inclusive of our return journey and other risks like loss of passport,bagage etc for our return journey also.Will it not come under cheating the policy holders. even the icici is not ready to make a fresh insurence policy for the extended period(Since no company i found that take up one way journey insurence )

DEEPANJALINAGAR-531020 AP INDIA - July 09, 2004 at 11:47:50 AM

Yes, it may be good idea to that way. Some people would like to choose lowest deductible so that smallest illness is covered but are fine with paying higher premium upfront.

While others would like to pay little lower premium upfront, and are willing to pay higher amounts in deductibles. Therefore, they are covering major illnesses.

Either approach is fine. Depends upon individual preference.

There is no visitor medical insurance to pick and choose the coverages you need. You get a package. We have got all major visitor medical insurance plans available in market, all in one place. You get one stop shop.

Herndon VA USA - July 07, 2004 at 07:10:23 PM

I'm thinking of buying a comprehensive coverage for my father who is visiting US, and perhaps opt for a high-deductible. The idea is to cover myself against any high cost expenses, without worrying about minor stuff like sickness or small injuries etc. Is this a good idea?
I also see that the comprehensive plans include things such as Trip Interruption, Emergency reunion, Return of minor child, Loss of checked luggage etc., that are of no use to me. Is there an insurance that allows me to select only the coverages I need?
Any suggestions would be appreciated. The selection of insurance seems to be pretty complicated...

Austin TX USA - July 07, 2004 at 06:41:27 PM

You have purchased fixed coverage plan and NOT comprehensive coverage plan.

Please look at http://www.insubuy.com/visitors-insurance/to understand the difference between two types of plans.

Examples of fixed coverage plans would be Inbound USA, Visitors Care and the one you purchased.

Please look at the brochure wordings http://www.insubuy.com/img/visitorscare/brochure.jsp http://www.insubuy.com/sevencorners/inboundusa/visitorsinsurance.jsp and the one that you have purchased.

It clearly mentions that insurance company will pay $300 for hospital emergency room. And that is what they paid. Then, what is the problem?

On our website, we clearly distinguise two different types of plans. And every customer that calls our office, we explain them very clearly that fixed coverage may not be enough. It will pay only fixed price for each and every procedure. The plan you are referring to, it was not through us, and therefore I can not comment how well you were explained about the limitations of the plan.

Therefore, we strongly recommend everyone to buy comprehensive coverage plan, but many people still like to buy fixed coverage plan, because it is low cost and people say "My mother is healthy, this is just for my satisfaction. I don't want to spend lot of money on insurance".

As long as you understand the difference between fixed and comprehensive coverage plans, you will not have any disappointments. Therefore, please do not make misleading statements without understanding what you purchased.

If you have any furthere questions about this, please call us at 1-866-INSU-BUY and we would be glad to help you.

Herndon VA USA - July 06, 2004 at 04:45:21 PM

First

54 55 56 57 58 59 60 61 62 63 64 65 66 67 Next Page

Last

Follow Us:

More Awards

Insurance prices are regulated by law. You can not find a lower price anywhere for the same product.

Home \| About Us \| Achievements \| Companies \| Disclaimer \| Insurance Agent Sign up \| Plans \| Privacy Policy \| Site Map
Copyright © 2002-2012 Insubuy^®, Inc. All rights reserved.