Visitors Insurance Reviews

I am planning to bring my parents to USA for 6 months and would like to take insurance for them. My father underwent a bypass surgery 10yrs ago. He is in good health now but I don't want to take any chances. Will someone please advise me on what kind of insurance to take based on good experiences they have had. I read a lot of complains about insurances not paying but did not get any info on a good insurance with good customer service and timely payment, be it Indian or American. Please help. Thanks.

We are NOT associated with Coris in any way. You will have deal with Coris when you buy insurance from several companies from India.

All the plans that we offer on this website are from US companies. Our company name itself is 'Buy American Insurance'. We sell insurance only from US companies that have very good service and claims experience. When you buy insurance from any US company that is there on our website, you will have to deal with that company, and NOT coris. And we are always here to help with anything you need in case you have any problems, if you purchased insurance from US company through us.

Hope that clarifies. If not, please let us know.

Hello, I am interested in buying med insurance for my parents on this web-site. I read the user experience section, looks people are totally pissed about Corris. My questions is, will I have to contact Corris if I file a claim on an insurance I bought on this web-site? Or is it that people are just expressing their frustration with Corris here? Please let me know.

Thanks
Raghu

further to my posting a few months earlier, corris paid us the full amount. the trick lies in writing to better business bureau and federal trade commission complaining about them and copying them on all emails, faxes and correspondence. once they see you will raise hell, they pay - at least that was my experience.

My in-laws visited us in June this year. Unfortunately my mother-in-law had a emergency and she passed away. She had insurance from ICICI Lombard ( Gold Coverage ) affiliated to Coris USA.

Coris did pay all the funeral expenses and Medical bills as per the insurance policy.

It looks like they have to get the funds from ICICI which delays the payments but eventually the bills got settled nealy 12000$. It took nearly seven months to close. I guess we need to be more patient.

had a bad experience with bajaj alliance when my mum got admitted for pancreatitis in London.When she was in ICU the very next day they faxed to the hospital that they will not cover any expenses.Being a physician I could call up doctors/people in India to get the bills cleared .Finally they paid up but it took a week and endless telephone calls to their office and other doctors to get the claims settled.

I have mentioned this before clearly that there are 2 types of plans: Fixed and Comprehensive. Fixed coverage plans are limited plans and therefore cheaper insurance plans. Comprehensive coverage plans provide better coverage and cost more money. We make this very clear on our website and tell everyone clearly who calls us.

You get what you pay for. Cheaper and cheaper plan you buy, more and more restrictions it comes with.

For example, for 68 year old person, you can purchase $50,000 insurance plan for $63/month and also for $201/month. Now, obviously there has to be difference between those 2 plans, it simply can't be same. It would be best to look at the brochure and find out what it covers and what it does not in each type of plan and decide which you should buy and avoid any misunderstanding later. And of course, if anyone has any questions, we are always here to help.

What happens if you do not pay the medical bills since, the hospital does not have recourse to you anyway?

IF your parents are responsible and if they go back to India...then who is responsible here?

IS there any undertaking given...except that affidavit of support to INS..that states that the visitor will not become a state charge.

File your complaints against Coris at following
Better Business bureau

BBB Serving Southeast Florida and the Caribbean
 
Address: 2924 N Australian Ave.
 
City: West Palm Beach, FL 33407 -
 
Phone: (561)842-1918
 
Fax: (561)845-7234
 
E-Mail: complaints@westpalm.bbb.org
 
Web URL: http://www.bbbsoutheastflorida.org

My mother visited me from India and we purchased insurance from Coris USA affiliate in India. My mother had a small accident and her shoulder froze. I requested for a visit to a Orthopedic instead Coris sent us to Emergency. Emercency department refered us to a Physician. Coris did not allow to visit the Physician instead after wasting two months they asked us to go to Urgent care. Urgent care once again refered to a Orthopedic. Coris did not authorize us to vist the Ortho untill I kept on harping then for a month or so. Ortho suggested a small procedure to correct the frozen shoulder but Coris did not bother even to reply to them. Four months passed with out My mother receiving any treatment Coris just closed the case with out any explanation. My mother returned back to India and was immediately treated for frozen shoulder which she could not receive in US because of self serving Insurance company like Coris USA.

They still have not paid for the my visits to Emergency Department and Urgent Care even after five months.

You can complain against Coris at Better Business Bureau and FTC.gov