Ragesh,
I believe that there is a little bit of misunderstanding on your part and I would try to clear that up.
Whether you go in network or out of network, you can always show the insurance card and the provider can bill the insurance company directly. No insurance company (at least the ones we work with) has ever any objrvyion with the provider billing directly.
However, in either case, that is in network or out of network, you always have to file the claim form. Please note that filing a claim form does not necessarily mean first paying upfront and then filing for reimbursement. Claim form has other uses. By you filing a claim form, you are giving more information about the medical problem and the treatment to the insurance company, and giving them authorization to contact the providers to get more information about the medical conditions.
Even before you search the providers in any plan, we have a detailed description that describes all these procedures. In case of Liaison International, you can read them at
http://www.insubuy.com/seven-corners-ppo-network/
I hope that clarifies it.
By the way, both myself and the insurance company tried to search for your policy by email address, by your name in mailing address, or just your last name in case insureds last name is the same as yours, and even all Liaison sales in Beaverton, OR and nothing shows up that match you. Therefore, if you can contact me and provide me the certificate number, I may be able to help you further in your specific case to see what exactly is going on.
If you have any further questions or need help, please feel free to contact us at any time at (866) INSU-BUY.
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