Car Rental Collision Insurance

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Car Rental Collision Insurance

Introduction
Car Rental Collision Insurance through Travel Guard is available worldwide and an affordable alternative to the insurance rental car companies offer. This valuable coverage starts at $9 per day. Car Rental Collision Insurance is subject to a $250 deductible.

Coverage

Travel Guard's Car Rental Collison Insurance includes up to $35,000 in comprehensive coverage minus a $250 deductible. Sold per vehicle, not per person, this valuable coverage includes cost of repairs for collision or comprehensive damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible. Not covered under the policy are obligations you assume under any agreement or acting in violation of your car rental agreement. The car must be rented from a recognized licensed auto rental company.


Pricing
$35,000 Renter's Collision Insurance

Premium: $9.00 per day per car


There is an additional $3.00 service fee per plan.
(subject to $250 deductible)

Questions
Q. Are my personal items in the car covered if they are stolen?

A. No. Coverage is only for the rental car.


Q. How do I file a claim?

A. Report all claims immediately. Please be sure to report all accidents to the local police and save copies of the police reports and all receipts.


Q. Is there a deductible?

A. Yes. The deductible is $250.


Q. My car rental company says I can only purchase coverage through them.
A. Relax. If a car rental company refuses to allow you to use this coverage, please feel free to have them contact us toll free for verification.


EXCLUSIONS

Coverage is not provided for loss due to: (a) any loss which occurs if the Insured or his/her Traveling Companion is in violation of the rental agreement; (b) rentals of trucks, campers, trailers, off-road vehicles, motor bikes, motorcycles, recreational vehicles, or Exotic Vehicles; (c) any obligation the Insured or his or her Traveling Companion assumes under any agreement except insurance collision deductible; (d) failure to report the loss to the proper local authorities and the rental car company; (e) damage to any other vehicle, structure, or person as a result of a covered loss; (f) participation in contests of speed, motor sport or motor racing including training or practice for the same; (g) driving under the influence of alcohol; (h) being under the influence of drugs or intoxicants, unless prescribed by a Physician; (i) war or act of war, whether declared or not, civil commotion, insurrection or riot; (j) any unlawful acts, committed by the Insured, Immediate Family Member, or a Traveling Companion, whether insured or not; (k) Injury sustained while committing or attempting to commit a crime.


The Insured's Duties in the Event of Loss: The Insured must: take all reasonable, necessary steps to protect the vehicle and prevent further damage to it; report the loss to the appropriate local authorities and the rental company as soon as possible; obtain all information on any other party involved in an accident, such as name, address, insurance information, and driver's license number; and provide the Insurer all documentation such as rental agreement, police report, and damage estimate.


03/2011