Temporary medical insurance

Temporary Medical Insurance

Temporary medical insurance plans are the most suitable for U.S. residents who are between jobs, laid off employee, new graduates or waiting for the insurance coverage through employer or anyone with temporary needs. Temporary medical insurance will generally cover injuries, accidents or new medical conditions that occur after the effective date of the policy. They will generally not cover any expenses related to pre-existing conditions, maternity, birth control or general check ups. Not all plans are available in all states.

Plan	Details	Comments
Quotes & Purchase	After deductible, pays 80% to $5,000, then 100% to $1 million Details: Brochure \| Paper Application Direct Billing: Through Blue Cross Blue Shield PPO Network From Anthem Blue Cross Blue Shield	States: VA Eligibility: U.S. citizens, permanent residents or those on valid and approved work or student visa or those residing in the U.S. for two consecutive years
Quotes & Purchase	After deductible, pays 80% (or 100% or 50%) to $10,000, then 100% to $2 million Details: Brochure Direct Billing: Through PHCS PPO Network From Assurant Health	States: Not available in CT, HI, NJ, NM, NY, MA, VT Short term health insurance for 1-6 months or 1-12 months, depending upon the state Eligibility: U.S. residents who live in the U.S. at the time of enrollment
Quotes & Purchase	After deductible, pays 80% (or 50%) to $5,000, then 100% to $1 million or $2 million Details: Brochure \| Paper Application Direct Billing: Through First Health and PHCS PPO Network From HCC Life Insurance Company	States: AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, NC, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY Up to 6 months or up to 11 months short term medical insurance Eligibility: Anyone present in the U.S. legally
Quotes & Purchase	After deductible, pays 80% (or 100%) to $5,000, then 100% to $2 million Details: Brochure \| Paper Application From Humana	States: AL, AR, AZ, CO, FL, GA, IL, IN, IA, KS, KY, LA, MI, MS, MO, NE, NM, OH, OK, TX, WI 30 days to 12 months coverage Eligibility: U.S. residents for at least 6 months
Quotes & Purchase	After deductible, pays 80% (or 100%) to $10,000, then 100% to $2 million Details: Brochure \| Paper Application From IHC / Standard Security Insruance Company of NY	States: Not available in CO, CT, MA, NJ, NY, TX, VT, WA Monthly payment up to 6 months (12 months in some states) or single payment 30-180 days Eligibility: U.S. residents for at least 12 months

Health insurance products are provided by licensed insurance agent/broker, Jagruti Khatri.