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Temporary Medical Insurance
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Temporary medical insurance plans are the most suitable for U.S. residents who are between jobs, laid off employee, new graduates or
waiting for the insurance coverage through employer or anyone with temporary needs. Temporary medical insurance will generally cover injuries, accidents
or new medical conditions that occur after the effective date of the policy. They will generally not cover any expenses related
to pre-existing conditions, maternity, birth control or general check ups. Not all plans are available in all states.
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 After deductible, pays 80% to $5,000, then 100% to $1 million
Details:
Brochure
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Paper Appication
Direct Billing: Through Blue Cross Blue Shield PPO Network
From Anthem Blue Cross Blue Shield
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States: VA
Eligibility: U.S. citizens, permanent residents or those on valid and approved work or student visa
or those residing in the U.S. for two consecutive years
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After deductible, pays 80% to $5,000, then 100% to $3 million
Details:
Brochure
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Paper Appication
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Coverage Evidence
Direct Billing: Through Blue Cross PPO Network
From Anthem Blue Cross
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States: CA
Eligibility: U.S. residents for at least 3 months
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After deductible, pays 80% (or 100% or 50%) to $10,000,
then 100% to $2 million
Details:
Brochure
Direct Billing: Through PHCS PPO Network
From Assurant Health
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States: Not available in CT, HI, NJ, NM, NY, MA, VT
Short term health insurance for 1-6 months or 1-12 months, depending upon the state
Eligibility: U.S. residents who live in the U.S. at the time of enrollment
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After deductible, pays 80% (or 50%) to $5,000,
then 100% to $1 million or $2 million
Details:
Brochure
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Paper Application
Direct Billing: Through First Health and PHCS PPO Network
From HCC Life Insurance Company
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States: AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MO,
MS, NC, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
Up to 6 months or up to 11 months short term medical insurance
Eligibility: Anyone present in the U.S. legally
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After deductible, pays 80% (or 100%) to $5,000,
then 100% to $2 million
Details:
Brochure
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Paper Appication
From Humana
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States: AL, AR, AZ, CO, FL, GA, IL, IN, IA, KS, KY, LA, MI, MS, MO, NE, NM, OH, OK, TX, WI
30 days to 12 months coverage
Eligibility: U.S. residents for at least 6 months
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After deductible, pays 80% (or 100%) to $10,000,
then 100% to $2 million
Details:
Brochure
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Paper Appication
From IHC / Standard Security Insruance Company of NY
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States: Not available in CO, CT, MA, NJ, NY, TX, VT, WA
Monthly payment up to 6 months (12 months in some states) or single payment 30-180 days
Eligibility: U.S. residents for at least 12 months
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Health insurance products are provided by licensed insurance agent/broker, Jagruti Khatri.
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