Outside USA:
Seven Corners has access to over 12,000 doctors and hospitals worldwide. With one phone call, Seven Corners can assist you in locating a provider. Seven Corners' Assist is trained to help you locate appropriate care.

The doctor's office or local hospital has a choice to be paid by the patient or by the insurance company. However, for larger eligible expenses like hospitalization or surgery, the insurance company can make arrangements for direct payment to the provider.


Inside USA:


Liaison^® Majestic from Seven Corners participates in the Hygeia/First Health PPO Network. When you visit the doctors in the network, please mention that you have a Hygeia/First Health PPO Network plan, as the doctor may not be aware of Seven Corners or Liaison^® Majestic. When you visit a doctor or hospital in the network, you can provide them with your insurance card and they can contact Seven Corners to verify the benefits. Seven Corners can pay the provider directly if it is determined to be an eligible expense (a covered expense in the policy). They will also charge only the Network Negotiated Fee (NNF), which is a discounted fee in many cases.

When you visit providers outside the network, you can present the insurance card. The insurance card has all the information the doctor's office will need to bill the insurance company directly, such as the certificate number, claims filing address in the US, and the toll-free number to verify the coverage. It is up to the doctor to decide whether to bill the insurance company directly or not. Even if the doctor accepts the card, there is no network negotiated fee. If you have to pay first, you will be reimbursed when you file a claim form. Either use the claim form you received in the mail along with the insurance card or download the claim form from this website. Typically, Seven Corners will reimburse you within 4 weeks of receiving the claim. However, when there is hospitalization or surgery involved and the costs are too expensive to pay first, Seven Corners can make arrangements to pay the provider directly. There is a 20% reduction of benefits when not using the network, unless there are no preapproved providers within a 20-mile radius. However, when you use providers within the network, there will be no reduction in benefits.

There is no network of providers for prescription drugs (medicines).

Even if the provider agrees to bill the insurance company directly, you should still file a claim form to expedite the claim process. When the provider sends the bills to the insurance company, the insurance company will request medical records from the provider. The provider can't submit these to the insurance company until they have your authorization to release the records. Filing a claim form provides such authorization.

All your claims will be handled by Seven Corners in the USA. You never have to contact the carrier, AIU, for any purpose whatsoever.

Search Providers