International Major Medical Plan Rates

Use the following table to determine your premium.

Age	$50,000	$100,000	$250,000	$500,000	$1,000,000
0-18	1.37	1.61	1.90	2.02	2.26
19	1.41	1.66	1.98	2.09	2.35
20	1.46	1.72	2.06	2.17	2.44
21	1.50	1.77	2.14	2.24	2.52
22	1.54	1.83	2.22	2.32	2.61
23	1.59	1.88	2.30	2.39	2.70
24	1.63	1.94	2.38	2.46	2.78
25	1.68	1.99	2.46	2.54	2.87
26	1.72	2.04	2.55	2.61	2.96
27	1.77	2.10	2.63	2.68	3.04
28	1.81	2.15	2.71	2.76	3.13
29	1.86	2.21	2.79	2.83	3.22
30	1.90	2.26	2.87	2.90	3.30
31	2.00	2.36	3.00	3.05	3.46
32	2.10	2.46	3.14	3.19	3.61
33	2.20	2.56	3.28	3.33	3.76
34	2.30	2.66	3.41	3.47	3.92
35	2.40	2.76	3.55	3.61	4.07
36	2.50	2.87	3.69	3.75	4.23
37	2.60	2.97	3.82	3.89	4.38
38	2.70	3.07	3.96	4.04	4.53
39	2.80	3.17	4.10	4.18	4.69
40	2.90	3.27	4.24	4.32	4.84
41	3.03	3.44	4.38	4.49	5.06
42	3.15	3.61	4.53	4.66	5.28
43	3.27	3.79	4.67	4.83	5.49
44	3.39	3.96	4.82	5.00	5.71
45	3.51	4.13	4.96	5.17	5.93
46	3.63	4.31	5.11	5.34	6.15
47	3.75	4.48	5.25	5.51	6.36
48	3.87	4.65	5.40	5.67	6.58
49	3.99	4.82	5.54	5.84	6.80
50	4.11	5.00	5.69	6.01	7.02
51	4.19	5.09	5.82	6.19	7.16
52	4.26	5.19	5.96	6.36	7.31
53	4.33	5.29	6.10	6.53	7.45
54	4.40	5.38	6.23	6.71	7.60
55	4.48	5.48	6.37	6.88	7.74
56	4.55	5.58	6.51	7.05	7.89
57	4.62	5.67	6.64	7.22	8.03
58	4.69	5.77	6.78	7.40	8.18
59	4.77	5.87	6.92	7.57	8.32
60	4.84	5.97	7.05	7.74	8.47
61	4.98	6.20	7.19	8.00	8.62
62	5.12	6.43	7.33	8.26	8.77
63	5.25	6.67	7.47	8.52	8.93
64	5.39	6.90	7.61	8.78	9.08
65	5.53	7.14	7.74	9.04	9.23
66	6.10	7.87	8.93	10.22	10.42
67	6.67	8.61	10.12	11.41	11.60
68	7.24	9.34	11.30	12.60	12.79
69	7.81	10.07	12.49	13.78	13.98
70	8.39	10.81	13.67	-	-
71	9.20	11.86	14.73	-	-
72	10.02	12.92	15.79	-	-
73	10.83	13.98	16.85	-	-
74	11.65	15.04	17.90	-	-
75	12.46	16.09	-	-	-
76	13.65	16.97	-	-	-
77	14.83	17.85	-	-	-
78	16.02	18.73	-	-	-
79	17.21	19.61	-	-	-
80	18.39	-	-	-	-
81	19.31	-	-	-	-
82	20.28	-	-	-	-
83	21.29	-	-	-	-
84	22.36	-	-	-	-

Deductible	Deductible Factor
$100	1.375
$250	1.25
$500	1.125
$1,000	1
$2,500	0.875
$5,000	0.7

Hazardous Sports Option	10% or $80 whichever is greater
Optional cardiac and cancer benefit increase	10% Eligibility: Anyone without a history of cancer or a cardiac event
War and terrorism coverage	Cost depends upon the country. Charge is in monthly increments. Not available to military personnel

Example premium calculation:

A 35 year old traveling for 50 days with a $1,000,000 benefit maximum and $250 deductible.

$1,000,000 Benefit		Premium
Age	35	$4.07/day
Multiply by the number of days	50	$203.50
Multiply by $250 deductible factor	1.25	$254.38
Round up to the next dollar		$255.00