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 After deductible, pays 80/20 to $10,000, then 100% to policy max
Details: Brochure
Outstanding Restrictions
Direct Billing: Depends upon provider. No PPO network
Paper Application
Available up to 5 years
and Refundable
From Petersen International Underwriters (PIU) / Lloyds
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Especially designed for elderly immigrants of 60 years and above who are waiting
for Medicare eligibility
Can be purchased up to 11 months at a time and a total up to 5 years until eligible
to purchase Medicare
Not available in DE, IA, KY, MS, MT, NE, NJ, NY, NC, PA, RI, TN, WY
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After deductible, pays 100% to policy max
Details: Brochure |
Policy Wording
Direct Billing: Depends upon provider. No PPO network.
Paper Application
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Country Restrictions
Not Renewable.
Not Refundable
Covers anywhere outside home country including during travel
From Petersen International Underwriters (PIU) / Lloyds
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In addition to visitors, U.S. citizens returning to USA and foreign nationals working or immigrants to USA are eligible as well
Not available in DE, IA, KY, MS, MO, MT, NE, NJ, NY, NC, PA, RI, WY
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After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details: Brochure |
Program Summary
Direct Billing:
Depends upon provider
Paper Application
Renewable (for min. 5 days)
and Refundable
Instant ID card
From Seven Corners / Lloyds
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Fixed benefit and low cost health insurance plans to new immigrants
who are waiting to be eligible for Medicare because they have not
worked enough in the U.S.
Available up to 5 years, making it suitable to purchase for entire
duration before being able to purchase Medicare.
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After deductible, pays 80% to $5,000 per incident,
then 100% to policy max per incident
How Plan Works
Outstanding Restrictions
Details:
Brochure
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FAQ
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Certificate Wording
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Optional Coverages
Direct Billing: Through MultiPlan PPO Network
Paper Application
Not Renewable.
Not Refundable
Covers in the USA only.
Incidental travel coverage for Canada,
Mexico, U.S. territories for max 14 days
From Travel Insurance Services / Insurance Company of State of PA
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15 days to 1 year coverage
Policy maximum per incident
Not available in ID, WA
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After deductible, pays 90% to $5,000, then 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
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Optional Coverages
Direct Billing: Through First Health PPO Network
Paper Application
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Country Restrictions
Renewable (for min. 5 days, min. 3 months initially)
and Refundable
Instant ID card and visa letter
Reviews
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
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Available from 5 days to 2 years
Eligibility is subject to the duration of prior stay in the U.S. and type of prior insurance held
Not available MD
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After deductible, pays 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
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Optional Coverages
Direct Billing: Through First Health PPO Network
Paper Application
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Country Restrictions
Renewable (for min. 5 days, min. 3 months initially)
and Refundable
Instant ID card and visa letter
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
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Higher level of policy maximum compared to other new immigrants insurance plans available
Must be purchased for a minimum of 3 months in order to renew in future
5 days to 3 years coverage
Eligibility is subject to the duration of prior stay in the U.S. and type of prior insurance held
Not available in MD
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After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details:
Brochure
Direct Billing:
Depends upon provider
No PPO. No contracted rates.
Paper Application
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Country Restrictions
Renewable (for min. 5 days)
and Refundable
Instant ID card
Reviews
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
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Low cost health insurance for new immigrants to the U.S.
As a fixed coverage plan, the benefits are much lower compared to the typical medical expenses
5 days to 2 years of coverage
Not available in the state of MD for non-U.S. citizens.
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