Visitors Health Insurance

The United States offers the best medical treatment in the world, but it is also the most expensive. If you get sick or injured while visiting the United States, visitor medical health insurance helps you pay for the medical bills. Visitors health insurance plans are are short term health insurance that generally covers any new medical condition, sicknesses, injuries or accidents that may occur after the insurance is effective. Visitors travel medical insurance are temporary health insurance plans and do not cover any pre-existing medical conditions nor does it cover any preventive care, routine check ups, or maternity.

We, Insubuy^® , Inc., specialize in visitor health medical travel insurance for visitors to the United States, insurance for new immigrants, international student insurance for students studying in the USA, and international travel health insurance for anyone traveling abroad. We are a one-stop shop for international medical insurance. As a broker, we take the hassle out of finding the right travel insurance plan by doing the shopping around for you and getting the best travel medical insurance plan to meet your needs. Visitors to the United States and other persons such as new immigrants or any one visiting the USA for a short term do not qualify for domestic health insurance plans such as Blue Cross, Aetna, Cigna etc.

On our website, you can receive instant quotes from various insurance companies, compare visitors insurance plans side by side, choose the travel health insurance plan that best suites your needs and make an instant secure purchase online using a credit card. Coverage can start as early as the next day or any future date that you specify. There is no membership fee, paperwork or medical exam required.

Our Visitor Health Insurance Guide provides you a good overview of the process. We have also made a comprehensive list of Frequently Asked Questions (FAQ) if you have any questions. Of course, you can contact us at any time if your question is not answered there. We also have a Glossary page that provides the explanation of commonly used terminology for insurance products.

We provide excellent International Students Health Insurance, J1 Exchange Visitor Insurance, AU Pair Insurance, Nanny or babysitter Insurance .

Many European countries such as Schengen states require medical insurance before granting a visa. We provide several Schengen Visa Insurance plans.

Trip Insurance These are package plans that provide trip cancellation (need to cancel trip for several covered reasons and need to recover non-refundable trip expenses), trip interruption (need to get back home due to several covered reasons), lost baggage, baggage delay, emergency medical evacuation, accident or sickness medical expenses and several other things. Travel insurance package plans provide you overall the best travel protection and should be the first choice for any traveler.

Flight Insurance It generally covers accidental death and dismemberment while traveling in a flight. It is a relatively inexpensive insurance plan that provides a lot of coverage. Some flight insurance plans also provide other things such as lost baggage, baggage delay or medical evacuation.

Medical Evacuation Insurance If you are traveling internationally, and get badly injured or sick, it is of the utmost importance to receive good quality medical treatment immediately. If you are in an area where such adequate care is not available, you must be evacuated to such nearest location, which can sometimes be very far, even several hours of flight away. And the evacuation costs may be enormous, as much as $100,000. Emergency medical evacuation insurance covers you in case you need to be evacuated. There is no medical coverage, mainly the transportation. This can be especially useful to U.S. citizens who are traveling to neighboring countries or taking a cruise and need to be evacuated to the U.S., where they already have health insurance.

Annual Multitrip Insurance If you are traveling either domestically within the U.S. or internationally throughout the year, and need travel protection, you should consider buying an annual multi-trip policy. Several different types of plans are available, including flight accident only or the package travel protection plans.