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Term
Elite®1
Your Stepping Stone to
Permanent Insurance
Instant
Quotes
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Provides guaranteed level death
benefit coverage. Premiums are guaranteed for 10, 15, 20 or 30
years depending upon the level premium period selected.
Conversion to a permanent life insurance policy is available
until the earlier of the end of the level premium paying period
or age 65, but never less than 5 years. This privilege can also
be exercised if the insured has added Waiver of Premium benefit
to the policy.
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Provides guaranteed level death
benefit coverage and guaranteed premiums for the entire
coverage period selected. Three level premium durations (10, 15
or 20 years) are available. Conversion to a permanent life
insurance policy is available to age 65 or 5 years from
issue, whichever is later. This privilege can also be exercised
if the insured has added Waiver of Premium benefit to the
policy.
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18 - 75 (10 year term)
18 - 70 (15 year term)
18 - 65 (20 year term)
18 - 45 (30 year term)
Note: Maximum issue ages differ in Maryland, New York, and
Washington.
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18 - 75 (10 year term)
18 - 70 (15 year term)
18 - 65 (20 year term)
Note: Maximum issue ages differ
in Maryland, New York, and Washington.
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Premiums are guaranteed to be level for 10, 15, 20 or 30 years,
and then increase annually until the end of the premium payment
period. There are two annually increasing premium scales
after the initial level period: scheduled premiums and maximum
contract premiums. The company has the right to change the
premium up to the contract maximum set for the policy. Premiums
increase annually after the guarantee period. 2
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Premiums are guaranteed level for
either 10, 15 or 20 years. After the level premium-paying
period, premiums increase annually.
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$100,000 - $65 million2
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$100,000 - $65 million2
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Instant Quotes
1 Term Elite and Term
Essential are issued by Pruco Life Insurance Company, an AZ
corporation, except in New Jersey and New York, where the issuer
is Pruco Life Insurance Company of New Jersey. Both Pruco Life
companies are located at 213 Washington Street, Newark, NJ 07102.
Both are Prudential Financial companies. Each is solely
responsible for it's own financial condition and contractual
obligations. All guarantees are based on the claims paying
ability of the issuing company. (Pruco Life CA-COA 3637). The
policy form numbers for Term Essential and Term Elite are
PLTIC-2003 and PLTI-2000, respectively.
2
Face amounts are subject to our underwriting guidelines.
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