Medical insurance for exchange visitors to the U.S. on a J visa.

J visa medical insurance is required if you are visiting the U.S. on a J-1 visa or a J-2 visa as an exchange visitor or research scholar, or if you are inviting someone in that capacity. All of the insurance plans listed below meet the standard J1 visa medical insurance requirements set by the U.S. Department of State. Some of the J-1/J-2 visa medical insurance plans are extendable while other plans are not. Most of the plans are comprehensive coverage plans, while others a few are fixed coverage plans. You should choose your J1/J2 visa medical insurance carefully as all of the plans offer different benefits.

Get Quick Quotes

Best Sellers

Best Sellers

Comprehensive Coverage Plans

Recommended (Why?)
Comprehensive

Patriot Exchange Program

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 4 Years

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

  • $5 copay, deductible waived
  • Included

ExchangeGuard®

Underwriter: Lloyd's

Coverage Availability 5 Days to 1,456 Days

Overview

After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • To policy maximum
  • Included

Student Health Advantage

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 5 Years

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

  • $5 Copay
  • Included

StudentSecure®

Underwriter: Lloyd's

Coverage Availability 1 Month to 1,456 Days

Overview

Elite: After deductible, pays 100% to policy maximum.
Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Smart: After deductible, pays 80% to policy maximum.

Direct Billing

  • Included

Study USA - HealthCare

Underwriter: Lloyd's

Coverage Availability 30 Days to 1,456 Days

Overview

Standard: After deductible, pays 80% to policy maximum.
Preferred: After deductible, pays 80% to $25,000, then 100% to policy maximum.
Platinum: After deductible, pays 85% to $10,000, then 100% to policy maximum.

Direct Billing

  • 100% of one routine physical exam per member
  • Included

Atlas America®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Plan Details

Atlas Essential America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 75% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary out of network to policy maximum.

Direct Billing

  • $15 copay, unless $0 deductible.
  • $15 copay, unless $0 deductible.
  • Included

Atlas Premium America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute onset of pre-existing conditions

coverage to policy max for ages <80

Coverage to policy max for ages <80 Learn More coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Plan Details

Fixed Coverage Plans

Limited Coverage (How?)
Fixed

VisitorSecure®

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute onset of pre-existing conditions

coverage up to the policy maximum or $100,000, whichever is lower, for ages <70

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • Included

Medical Evacuation and Repatriation Only Plans

Evacuation/Repatriation

Notes

Notes

Compare Plans

Select Another {{ plansToCompare.length }} Plans Selected

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More