Individual - Comprehensive Coverage Plans
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 After deductible, pays 80% to $25,000 per incident,
then 100% to policy max per incident
How Plan Works
Outstanding Restrictions
Details:
Brochure
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FAQ
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Certificate Wording
Direct Billing: Through First Health PPO Network
Paper Application
Renewable
but Not Refundable
Instant ID card
Coverage outside home country for USA registered students.
From Travel Insurance Services / Insurance Company of State of PA
In FL: National Union Fire Insurance Company of Pittsburgh
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J-1 visiting scholars who are under the age of 66 who are engaged in scholarly research at a school, college or university
in the U.S. are eligible
J-2 visa holders can purchase as long as J-1 visa holder is included in the same policy
Not available in ID, WA
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After deductible, pays 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
Direct Billing: Through First Health PPO Network
Paper Application
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Country Restrictions
Renewable (for min. 1 month, min. 3 months initially)
and Refundable
Instant ID card
From International Medical Group (IMG) / Sirius International
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Health insurance for persons involved in educational or cultural exchange activities
J-2 visa holders can purchase as long as J-1 visa holder is included in the same policy
Not available in MD
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After deductible, pays 80% to $5,000 per incident,
then 100% to policy max per incident
How Plan Works
Outstanding Restrictions
Details:
Brochure
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FAQ
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Certificate Wording
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Optional Coverages
Direct Billing: Through MultiPlan PPO Network
Paper Application
Not Renewable.
Not Refundable
Covers in the USA only.
Incidental travel coverage for Canada,
Mexico, U.S. territories for max 14 days
From Travel Insurance Services / Insurance Company of State of PA
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15 days to 1 year coverage
Policy maximum per incident
Not available in ID, WA
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Individual - Fixed Coverage Plans
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After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details: Brochure |
Program Summary
Direct Billing:
Depends upon provider
No PPO. No contracted rates.
Paper Application
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Country Restrictions
Renewable (for min. 5 days)
and Refundable
Instant ID card
Reviews
Includes coverage while international travel to/from USA
From Seven Corners / Lloyds
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Low-cost fixed coverage insurance that meets the standard J1 visa requirements
If your school has additional requirements for coinsurance and out of pocket maximum,
look at the details in the brochure to make sure that it meets the requirements
Can be renewed for any duration up to 1 year
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After deductible, pays fixed amounts as per schedule of benefits
How Plan Works
Details: Brochure |
Program Summary
Direct Billing:
Depends upon provider
Paper Application
Renewable (for min. 5 days)
and Refundable
Instant ID card
From Seven Corners / Lloyds
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Just like Inbound USA, provides low cost fixed benefit coverage for J1 visa holders, but individual
sublimits are a little higher in most cases and is renewable up to 5 years
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Group Plans
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After deductible, pays 100% to policy max
How Plan Works
Outstanding Restrictions
Details:
Brochure
Direct Billing: Through First Health PPO Network
Paper Application
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Country Restrictions
Renewable (for min. 1 month, min. 3 months initially)
and Refundable
Instant ID card
From International Medical Group (IMG) / Sirius International
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Exchange program group insurance for two or more people
Provides the same benefits as individual Patriot Exchange Program
but is 10% cheaper
Not available in MD
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