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International Travel Group Major Medical Insurance
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International travel group medical insurance is suitable to the groups of 5 or more persons
who are traveling outside their home country for a short duration. Group medical insurance plans
generally provide essentially the same coverage their individual travel medical insurance plans but
group plans are typically 10% cheaper and you can put everyone in the group in one application. You
can compare the plans side by side and you can also make an instant purchase of the plan you like.
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 After deductible, pays 100% to policy max
In the U.S., 20% coinsurance for first $5,000 applies when visiting outside
the PPO network or not billed directly.
Outstanding Restrictions
Details:
Brochure
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Certificate Wording
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Optional Coverages
Features:
Family Friendly
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Covers Pregnancy Complications
Direct Billing: Through First Health and PHCS PPO Network (Within the U.S.)
Paper Application
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Country Restrictions
Not Renewable
but Refundable
Instant ID card and visa letter
Covers anywhere outside home country including during travel
From HCC Medical Insurance Services (HCCMIS) / Lloyds
$15,000 acute onset pre-existing conditions coverage: Age< 70
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Short term group travel insurance for 5 or more international travelers
Not available in NY
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U.S./Canada: After deductible, pays 90% to $5,000, then 100% to policy max
Outside U.S./Canada: After deductible, pays 100% to policy max
Outstanding Restrictions
Details:
Brochure
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Optional Coverages
Direct Billing: Through First Health PPO Network (Within the U.S.)
Paper Application
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Country Restrictions
Renewable (for min. 5 days, min. 3 months initially)
and Refundable
Instant ID card and visa letter
Covers anywhere outside country of citizenship including during travel
From International Medical Group (IMG) / Sirius International
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5 days to 2 years coverage for international group of 5 or more
Not available MD
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Various choices of deductibles and coinsurance can be requested
Direct Billing: Through Hygeia/First Health PPO Network (Within the U.S.)
Provides short term coverage outside the home country.
From Seven Corners / Varies
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Minimum of 5 proposed insureds and $1,000 policy premium required.
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