International student health insurance for F visa students studying in the U.S.

International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.

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    Patriot Exchange Program

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 4 Years

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    • $5 copay, deductible waived
    • Included

    ExchangeGuard®

    Underwriter: Lloyd's

    Coverage Availability 5 Days to 1,456 Days

    Overview

    After deductible, pays 100% to policy maximum, or
    After deductible, pays 80% to policy maximum.
    Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

    Direct Billing

    • $15 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • To policy maximum
    • Included

    Student Health Advantage

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 5 Years

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    • $5 Copay
    • Included

    StudentSecure®

    Underwriter: Lloyd's

    Coverage Availability 1 Month to 1,456 Days

    Overview

    Elite: After deductible, pays 100% to policy maximum.
    Select: After deductible, pays 80% to $5,000, then 100% to policy maximum.
    Budget: After deductible, pays 80% to $25,000, then 100% to policy maximum.
    Smart: After deductible, pays 80% to policy maximum.

    Direct Billing

    • Included

    Study USA - HealthCare

    Underwriter: Lloyd's

    Coverage Availability 30 Days to 1,456 Days

    Overview

    Standard: After deductible, pays 80% to policy maximum.
    Preferred: After deductible, pays 80% to $25,000, then 100% to policy maximum.
    Platinum: After deductible, pays 85% to $10,000, then 100% to policy maximum.

    Direct Billing

    • 100% of one routine physical exam per member
    • Included

    Navigator® Student

    Underwriter: 4 Ever Life International Limited

    Coverage Availability 3 Months to 364 Days

    Overview

    After deductible, payment varies based in/out network and in/out U.S.

    Direct Billing

    • To policy maximum
    • Routine physical: $250 maximum 1 per year. Other Wellness: To policy maximum, deductible wavied.
    • Included

    Patriot America Plus®

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    Acute onset of pre-existing conditions

    coverage to policy max for ages <70

    Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
    • $25 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • To policy maximum
    • Included

    Patriot America® Lite

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    • $25 copay, unless $0 deductible
    • $15 copay, unless $0 deductible
    • Excluded

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    Did you know?

    Prices are regulated by law.

    You cannot find a lower price anywhere for the same product.

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    Why purchase insurance from Insubuy®?

    Same Price. Better Service.®

    There are many advantages in purchasing from Insubuy® and no disadvantages.

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    Visiting USA?

    Healthcare costs are very high in the U.S.

    Buy U.S. based visitors insurance and enjoy your trip.

    Learn More

    Traveling abroad?

    Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

    Purchase travel medical insurance that includes emergency medical evacuation.

    Learn More

    New immigrant to USA?

    You are not eligible to enroll in Medicare for the first 5 years.

    Purchase new immigrant medical insurance to bridge the gap.

    Learn More

    Going on a vacation?

    You could lose your non-refundable trip costs if you had to cancel your trip.

    Buy a trip cancellation insurance package plan and be worry-free.

    Learn More

    Are you an exchange visitor to USA?

    The U.S. Department of State requires all J visa holders to purchase compliant insurance.

    Buy J visa medical insurance to meet your requirements.

    Learn More

    Traveling to Europe?

    Schengen countries require most non-US citizens to purchase Schengen visa insurance.

    Make an instant purchase online and get instant visa letter.

    Learn More

    Traveling frequently throughout the year?

    You don't need to purchase travel insurance for every trip.

    Purchase annual multi trip travel insurance for your travels.

    Learn More

    International student in the U.S.?

    Most schools require international students to purchase health insurance.

    Purchase international student health insurance that meets most school requirements.

    Learn More