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Student Medical Insurance
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International students insurance.
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Overview
FAQ
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International student health insurance is meant for international studying full time in USA.
While some international student health insurance plans cover both the primary insured as well as the dependents, others cover
only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the
effective date of the policy. Each university/college has their own minimum requirements that must be met before they can
accept particular international student health insurance.
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 After deductible, pays 80% to $25,000 per incident,
then 100% to policy max per incident
How Plan Works
Outstanding Restrictions
Details:
Brochure
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FAQ
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Certificate Wording
Direct Billing: Through First Health PPO Network
Paper Application
Renewable
but Not Refundable
Instant ID card
Coverage outside home country for USA registered students.
From Travel Insurance Services / Insurance Company of State of PA
In FL: National Union Fire Insurance Company of Pittsburgh
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For foreign students studying in the U.S. or the U.S. citizens studying abroad as long as enrolled in the U.S. school
Meets or exceeds the requirements set by the Department of State, USCIS and NAFSA. Widely accepted by the U.S. universities
Not available in ID, WA
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After deductible, pays 80% to $10,000, then 100% to policy max
Details:
Brochure
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Certificate Wording
Direct Billing: Through First Health and PHCS PPO Network
Paper Application
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Country Restrictions
Renewable
and Refundable
Instant ID card
Covers anywhere outside home country
From HCC Medical Insurance Services (HCCMIS) / Lloyds
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For foreign students studying in the U.S. or the U.S. citizens studying abroad
Not available in NY
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After deductible, pays 80% to $5,000 (100% outside the U.S. or
when in network in the U.S.), then 100% to policy max
Details:
Brochure
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Certificate Wording
Direct Billing: Through First Health and PHCS PPO Network
Paper Application
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Country Restrictions
Renewable
and Refundable
Instant ID card
Covers anywhere outside home country
From HCC Medical Insurance Services (HCCMIS) / Lloyds
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For foreign students studying in the U.S. or the U.S. citizens studying abroad
Not available in NY
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Plan 1: After deductible, pays 80% to $10,000, then 100% to policy max
Plan 2: After deductible, pays 100% to policy max
Details:
Brochure
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Program Summary
Direct Billing: Through Hygeia/First Health PPO Network
(Within the U.S.)
Paper Application
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FAQ
Renewable (min. 5 days)
and Refundable
From Seven Corners / US Fire Insurance Company
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For foreign students studying in the U.S. or the U.S. citizens studying abroad
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After deductible, pays 80% to $10,000, then 100% to policy max
Details:
Brochure
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Certificate Wording
Direct Billing: Through BeechStreet PPO Network
Paper Application
Renewable and Refundable
Coverage outside home country for non-U.S. citizens.
From HTH Worldwide / HM Life Insurance Company
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For non-U.S. citizens studying in the U.S.
Not available in MA, MD, MT, NH, NY, NC, OR, SD, VT
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After deductible, pays 100% to $5,000, then 80% to policy max
Details:
Brochure
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Certificate Wording
Direct Billing: Through BeechStreet PPO Network
Paper Application
Renewable and Refundable
Coverage outside home country for non-U.S. citizens.
From HTH Worldwide / HM Life Insurance Company
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For non-U.S. citizens studying in the U.S.
Not available in MA, MD, MT, NH, NY, NC, OR, SD, VT
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After deductible, pays 100% $10,000, then 80% to policy max
Details:
Brochure
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Certificate Wording
Paper Application
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Country Restrictions
Renewable and Refundable
Coverage outside the U.S. for non-U.S. citizens.
From HTH Worldwide / HM Life Insurance Company
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For American Students Engaged in International Educational Activities
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