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Individual Health Insurance
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Long term major medical insurance for individuals and families.
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Individual health insurance is most suitable for individuals and families who do not get insurance through their employer
for do not want to be insured through employer for any reason. They are long term major medical insurance plans meant to be
kept year after year. Individual health insurance plans are not meant to be for short term needs. Individual health insurance
plans require underwriting and it can take anywhere from few days to 2-3 weeks. All individual health insurance plans are not
available in all the states.
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Details:
Brochure
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Paper Appication

Direct Billing: Through Blue Cross PPO Network

From Anthem Blue Cross
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States: CA
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Brochure
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Paper Application

Direct Billing: Through Anthem Blue Cross Blue Shield PPO Network
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States: VA
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Details:
Brochure
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Paper Appication

Direct Billing: Through Aetna PPO Network
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States: AK, AZ, CA, CT, DE, DC, FL, GA, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, NC, NE, NV, OH, OK, PA, SC, TN, TX, VA, WV, WY
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After deductible, payment varies based in/out network and in/out U.S.

Details:
Brochure
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Certificate Wording

Direct Billing: Through Beech Street PPO Network
(Within the U.S.)

Paper Application

Annually Reenrollable
and Refundable

From HTH Worldwide / BCS Insurance Company
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Payment can be made monthly.
U.S. citizens from 40 U.S. states living abroad can be covered as well.
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Brochure
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Paper Application
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States:
AL, AZ, CO, FL, GA, IA, IL, IN, KS, KY, LA, MI, MO, MS, NC, NE, NM, NV, OH, OK, SC, TN, TX, UT, VA, WI
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Details:
Brochure
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Paper Application

From Assurant Health
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States:
AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, MD, MI, MN, MO, MT,
NC, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI, WV
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Health insurance products are provided by licensed insurance agent/broker, Jagruti Khatri.
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