Advantages of Renewal of Policy, offered by IMG.

When Protection International is purchased using our online purchase system, clients may choose to renew coverage for as little as 5 days at a time. This will allow clients to only pay for coverage they need. Renewals can be performed Online.

For paper based application, minimum period of purchase is 10 days.

Total period of coverage for Protection International cannot exceed 3 years.

Please note that this is a renewal of policy and NOT a new policy. That means if something happens in previous months, it will not be considered as a pre-existing condition. While if you take a new policy, it will be considered as a pre-existing condition. Thus renewability is a big advantage.

Every time you renew the policy, insurance company charges $5 renewal fee for renewals less than 1 month, in addition to the premium. Therefore, it is a good idea not to pay in too many installments if you already know that you are going to stay for a few months. Whether you buy in small durations or for many months at a time, total premium rate remains the same, deductible is also only once per year. Only difference is $5 fee per renewal.