IMG has a network all over the world. Outside the USA, some of the providers
are contracted with IMG for direct billing, but there is no network negotiated fee arrangement.
You are free to visit any hospital, doctor or provider,
and you may have to
first pay and then get reimbursed from the insurance company by filing a claim form. The doctor's office or local hospital has a choice to be paid by the patient or by the insurance company.
However, for larger eligible expenses like hospitalization/surgery etc,
the insurance company can make arrangements for direct payment
to the provider.
International Provider Access (IPA)