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Thread: about the patriot exchange program standard

  1. #1
    Join Date
    May 2005
    Posts
    1,207

    Default about the patriot exchange program standard

    Hello,

    I am a new J1 visitor scholar from China and I need to buy the health insurance. I think the patriot exchange program standard may be suitable for me but I have some question to solve before make the decision.

    The first is that my spouse will arrive here three month later when I may have already had this insurance, how could I buy her the same insurance? Shall I buy for three months first and then buy with her for other period of our stay in US or could I buy for myself and then buy hers separately I ask because that the eligibility says that the program is design for active engaged person so I am not sure whether she needs to buy it depending on me.

    Another question is whether the monthly rate for her is same to me( about for $41 per month with the maximum coverage of $50,000) (I found that J2 rate is much expensive than J1's in some other insurance plan, so I want to find out what is in yours.)

    Thank you,

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,956

    Default

    Your wife is eligible for the Patriot Exchange too (the plan is offered to program participants and their dependents). I suggest you wait until she’s ready to come over and then purchase hers at that time. The rate is the same.

    You can make instant purchase online at http://www.insubuy.com/j1-visa-health-insurance/

    Please let me know if you have any other questions.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

  3. #3
    Join Date
    May 2005
    Posts
    1,207

    Default

    Could I buy three month first and then when I need to renew the insurance I buy for her? If I wait until her arrival, maybe there will be problem in this three months.: )

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,956

    Default

    You can buy for 3 months first for yourself and then renew it for you.

    You can then buy it separately for your wife at that time.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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