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Thread: Travel insurance for 6 months

  1. #1

    Default Travel insurance for 6 months

    Hi Insubuy team,
    I am looking for travel insurance for my spouse(age 27 years) and son (2 years) for 6 months duration to buy from your website. I will be travelling to San diego,CA.
    Based on the Insubuy website, I had shortlisted Atlas America ($50000) coverage plan.
    1) Can you let me know if this suitable? Or would you suggest anything else?
    2) Can you confirm if it is a HMO/PPO plan? Will I be able to consult any Paediatrician directly in the network without Co-pay charge?


    Regards,
    Concorde24
    Last edited by concorde24; 01-19-2012 at 01:52 AM.

  2. #2
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,945

    Default

    1.
    Yes, Atlas America is suitable.

    2.
    It is a PPO plan. You can go to specialist directly.

    However, there is no concept of copay in short term plan.

    Please read http://www.insubuy.com/hccmis/atlasamericainsurance.jsp to understand how the plan works.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

  3. #3

    Default Payment /reg

    Hi Insubuy team,
    Thanks a lot for your response.
    1) I do not have an US credit card/bank & billing address. Can I use my AMEX card with indian billing address for purchasing the policy online?

    2) Also if I purchase Atlas America plan, do I need to notify the provider before visiting the doctor or can I directly visit them and show the card to them.

    Regards,
    Concorde24

  4. #4
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,945

    Default

    1. Yes, you can use that card.
    2. For minor things, you just visit the provider directory. However, for major things, you must inform first. It is called precertification. Please read about precertification in the brochure at http://www.insubuy.com/hccmis/atlas/...sinsurance.jsp

    I hope that answers all your questions.

    If you have any further questions, please feel free to post them here or contact us at any time.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

  5. #5

    Default Thanks

    Hi Insubuy Team,
    Thanks for your prompt help. I had purchased the policy via your website today.

    Regards..

  6. #6
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,945

    Default

    You are very welcome.

    If you need any help at any time (even after purchase), please feel free to contact us at any time.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

  7. #7

    Default

    hi Insubuy team,
    Thanks for your excellent help during purchase and modification of the policy.
    Regards,
    Concorde24

  8. #8
    Join Date
    May 2011
    Location
    Plano, TX
    Posts
    1,945

    Default

    You are welcome.
    Thanks & Regards

    Toll Free: (866) INSU- BUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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