Hello, I am currently a resident of India. From 31 August to 30 May 2013, I will be doing a two year mountain guide course run by The Mountain Training School. The course is based in Chile with a few months in the USA. During my stay in Chile, I will be on a temporary residence visa. Health and Evacuation insurance is mandatory for the course. A recommendation was made that I look into your Atlas International Insurance plan. The course includes skiing, rock climbing and mountaineering. In your brochure, in the Exclusions sections there was something about mountaineering that I didn't fully understand. Does this plan cover the situation as mentioned above?