Need info Medical Insurance for UK

[hp1971]

Hi

I am Indian citizen staying in US and planning a trip to UK (10 days) with my wife and 2 kids in March 09.

1) Can you suggest some of the medical insurance plans?
2) Also can you describe how the plan will work? eg if I see a doctor in London, I need to pay only deductible amount and rest will be taken care by the insurance company?
3) How can I come to know if the doctor I am visiting in London accepts(or in network/outside network) the insurance from this company?

Thanks

[narendra]

1. You can look at Atlas International at http://www.insubuy.com/atlas-international-insurance/

2 & 3. The concept of PPO is there only in the U.S. There is no such concept in the UK or most of the other countries. You get the health insurance card that has all the information that they need to bill the insurance company directly. Therefore, it is up to them whether they would like to do so or not. But there is no list who accepts and who does not.
Practically, you would end up spending doctors bils etc. yourself and file for reimbursement later while hospitals may be more willing to bill directly because the bill would be larger. Still, it is up to each provider.

After you pay the deductible, Atlas International covers 100% up to the policy maximum for eligible medical expenses.

If you have any other questions, please feel free to contact us at at any time or post here.