Emergency medical evacuation insurance

[submittedviaemail]

To Whom it May concern:

My situation may be a bit unusal, then again, maybe not.

I am going to work for the US Gov't for 12-18 months in a restricted location. It has been strongly suggested that I obtain medical evacuation insurance.
In reading the information from your website I am prompted to ask, can I be insured if a medical condition has existed for the past year, yet asymptomatic, or does it preclude coverage if a medical emergency should arise in absolute terms?

Thanks for responding quickly to my question. I am departing very, very soon and need to search elsewhere if this coverage is not available to me.


Sincerely,

[narendra]

Assuming you are a US citizen, both SkyRescue and the Patriot plan have coverage for an unexpected recurrence of a pre-existing condition for emergency medical evacuation up to $25,000 in coverage. The condition as described (asymptomatic) would appear to qualify for the sudden recurrence benefit, but of course, this is not a guarantee.

You can look at SkyRescue at http://www.insubuy.com/img/skyrescue.jsp and Patriot International at
http://www.insubuy.com/patriot-international-insurance/

Please feel free to contact us at any time if you have any further questions.

[submittedviaemail]

Much thanks

[narendra]

You are welcome.

Here is the answer for another of our products: Diplomat MedEvac at http://www.insubuy.com/diplomat-medevac-insurance/

The pre ex for the Evac reads - if there was a change in medication on the 60 days prior to your effective date. So if you have been on a medication for 8 years and two weeks before you go on your trip your doctor changes your medication - the plan would not pay for you to get an evac. If there wasn't any change in meds you are on, in the 60 days prior then it would cover the evac as long as none of the other exclusions apply. If no medication is being taken then the "pre ex" doesn't apply.