Insurance for daughter traveling to Chile

[submittedviaemail]

I'm looking for advice for my daughter. She will be leaving in early Nov. for Chile for an extended period of time - probably 12+ months. We have both reviewed your policy information online, but I have several questions. She is 25 yrs. old and in good health. What policy would you recommend? We're having trouble deciding on deductable amount and coverage. I realize that the lower amounts save considerable money, but realize that it's a gamble. Any pointers? She is active in sports. I don't fully understand the advantages of the optional sports rider.

[narendra]

ExPatriot Plus is an excellent policy, available at http://www.buyimginsurance.com (http://www.buyimginsurance.com/) $50,000 coverage with $250 deductible is a good choice. As for the sports rider please look at page 5 of the brochure at http://www.buyimginsurance.com/patriot/america/brochure.pdf (http://www.buyimginsurance.com/patriot/america/brochure.pdf) It covers any injuries that occurs during hazardous sports such as snow skiing, bungee jumping etc.

[submittedviaemail]

If I understand correctly, Expatriot coverage for her, including the sports rider, would cost $518.40 per year at the $250 deductable level (50,000 max. benefit). How/when must this be paid? While I understand that these choices are based on individual preferences, I wonder what most young people in similar circumstances purchase. Any information and suggestions you could provide would be greatly appreciated.

Thank you.

[narendra]

You have to pay for minimum 3 months initially. After that, you can pay in installments of any of number of months you like. Expatriot Plus is an excellent plan.

[submittedviaemail]

Your answers were helpful. Thank you. One additional question, please: What is the cost of the extended end of trip home coverage (just divide the annual premium by 12 for each month?) 2 months maximum, correct?

Thanks again

[narendra]

The cost per month is same whether it is outside home country or within the home country at the end. Please let me know if you have any other questions.